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Pay only 5% Interest!

You pay GHS10 on a GHS200 Loan, and GHS15 on a GHS300 loan daily. The best rates ever!

SWIFT Advance Daily gives you cash instantly

SWIFT Advance is a daily loan scheme that gives you access to instant funds against an established credit limit.​ SWIFT Advance is a flexible daily loan without the hassle of lengthy applications, at a very competitive rate.  Whether you need to cover unexpected expenses or pay bills, SWIFT got you!


All you need is your Phone and Ghana card

Get funds loaded to your phone in 3 easy steps, no need to walk in the bank.

Register Account

  • Select Organization
  •  Input registered phone number & create PIN
  • Take a selfie and upload your Ghana card & passport Picture

Confirm Identity

  • Dalex will confirm your identity
  • Receive notification of confirmation

Receive Cash

  • Login & click loan request
  • Select the amount & receive money instantly

Better than your bank!


Available Daily

We give you cash daily. No long-term commitment. Just access the funds you need quickly and easily.

Very Easy to Signup

All you need is your phone and ID card. You can access cash in minutes.

5% Low Interest

Our competitive interest rate of just 5% means you'll pay less in interest than with many other loan options.


What is swift advance?

SWIFT Advance is an entirely digital lending scheme that provides members with instant access to funds based on a predetermined credit limit.

Swift advance gives you:

  • full transparency with no undisclosed charges
  • a fast and user-friendly online application process
  • unmatched, robust security measures that inspire confidence and trust.

Who is eligible to use the product?

Any driver who has been actively driving for more than 6 months.

How do I sign up to swift advance?

Simply visit www.dalexswift.com/dailytopup and sign up.

What do I need to apply?

You will need an active Phone number, a Passport Picture and a Ghana Card

How long will it take to sign up?

Signing up is so easy. It takes less than 5 minutes.

 How secure is it to apply for a loan?

We acknowledge the significance of privacy, particularly in matters related to finances, and have taken extensive measures to guarantee the complete security of your data. We have implemented some of the most rigorous safety protocols available to ensure that only you are authorized to access your loan information.

How do I apply for a Daily loan?

We only accept online applications. To get started:

  • Log on to our website and sign up.
  • Submit your application and wait for verification and activation of your account.
  • Once your account is activated a notification will be sent to you to proceed with your Daily loan request.
  • Sign into the app and input your daily loan request.

 If you require assistance completing the application, we are pleased to provide guidance. Please contact our call center at +233 242 435 650 /242 439 586.

How much can I borrow?

You can borrow up to a maximum of GHs300.00 and a minimum of GHs200.00.

How long does it take to process a loan?

It takes just a few minutes provided your account has been validated.

How much interest do I pay on a Daily loan?

You pay a daily interest of 5% on the daily loan.

Is there any charge (commission, processing fee) on disbursed loans?

No. There are no charges on disbursed loans.

Can I take out a second loan?

Yes. You can take a second daily loan once you have repaid your existing loan.

How do I get my loan balance?

You loan balance will be display on your Dashboard in the app.

What loan tenors are available?

There are no loan tenors. The loan is taken daily.

How soon do I get access to my funds?

Once your account is activated, funds will be made available to you immediately you put in your loan request.

How do I repay my loan?

Repayments will be made via mobile money through the app, click the repay loan button to make payment via your phone or a third-party number.

Can I settle my loan before the maturity date?

Yes, you can pay the daily loan before close of day.

How long does it take for my account to be activated?

Your account is activated immediately your application is validated by Dalex Finance.

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